Tuesday, July 17, 2007

First Sub, Now Alt-A, Tomorrow?

As the non-spreading containment of the credit markets continues to be isolated to the subprime sector, somehow the Alt-A sector is starting to show visible signs of deterioration.

The fact that Moody's is already reacting speaks more to the magnitude of the likely issues here than to the risk if the mollasses pace of the agencies in the subprime context is any indicator.

Thus this is not a good sign:

Moody's Possible Downgrades of Alt-A Trusts

Maybe they noticed that a big Alt-A lender went straight to Chapter 7 today without a thought of reorganizing.
Alliance Bancorp, sister companies file for bankruptcy liquidation


Don't worry, it is all well contained. Well, some doomsday types disagree:
The Coming Credit Meltdown
Subprime woes spread to loans; stocks next

Who knows what direction this boat is headed, but I for one hope there are life-rafts for more than just the women and children.

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